Legal FAQs

Is there a maximum amount that a creditor can garnish of a debtor’s wages?

If the debtor is an employee, under section 7(2) of the Wages Act, the maximum amount that can be garnisheed is 20% of an individual’s wages, net of all amounts that the employer is required by law to deduct. If the debtor is an independent contractor, the full amount of monies owed to the individual are subject to garnishment.